
| Item | Monthly (USD) |
|---|---|
| Base rent | |
| Building / service chargeHOA, condo fees, maintenance levy | |
| ParkingMonthly parking fee if not included | |
| Storage unitIf rented separately | |
| Security deposit (amortised)Deposit ÷ lease months = monthly reserve | |
| Housing Subtotal |
| Item | Monthly (USD) |
|---|---|
| Electricity | |
| Water | |
| Gas / LPG | |
| Internet / fibreMonthly broadband plan | |
| Mobile / SIM planLocal data and calls | |
| Streaming / TVNetflix, DSTV, cable, etc. | |
| Utilities Subtotal |
| Item | Monthly (USD) |
|---|---|
| Public transport passMetro, bus, tram monthly card | |
| Ride-share / taxiUber, Bolt, Taxify estimate | |
| Car fuelIf driving — monthly fuel estimate | |
| Car insuranceMonthly premium | |
| Vehicle maintenanceMonthly reserve for servicing | |
| Transport Subtotal |
| Item | Monthly (USD) |
|---|---|
| Groceries / supermarketWeekly shop × 4 | |
| Dining out / restaurantsLunches, dinners, takeaway | |
| Coffee / cafesDaily coffee or café visits | |
| Alcohol / beveragesWine, beer, soft drinks | |
| Food Subtotal |
| Item | Monthly (USD) |
|---|---|
| Health insurance premiumInternational or local plan | |
| Gym / fitness membershipMonthly gym or class fees | |
| Prescriptions / medicationRegular monthly medications | |
| Renter's insuranceContents and liability cover | |
| Health Subtotal |
| Item | Monthly (USD) |
|---|---|
| Clothing & personal careHaircuts, toiletries, clothing | |
| Entertainment & leisureEvents, activities, hobbies | |
| Childcare / school feesIf applicable | |
| Savings / emergency fundTarget 10–20% of income | |
| Other / customAny recurring cost not listed above | |
| Personal Subtotal |
| Category | Monthly Total (USD) | % of Income | Within Budget? |
|---|---|---|---|
| Housing | |||
| Utilities | |||
| Transport | |||
| Food & Groceries | |||
| Health & Insurance | |||
| Personal & Misc | |||
| TOTAL MONTHLY EXPENSES |